Paytm for Business

4.4
581K reviews
50M+
Downloads
Content rating
Everyone
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About this app

More than 10 Million businesses trust Paytm for their payments

Accept Payments Everywhere

Paytm for Business app is the fastest & easiest way to collect payments from customers. If you are a merchant, run a small business, a startup, a freelancer, a shop or a delivery service; then accept payments for your business from millions of Paytm customers.

All Payment Methods Accepted

Accept payments using any UPI app, Debit/Credit Card, Net-banking & Paytm Wallet. merchants can also accept payments from mobile number, QR code or card machine

Request Money through Payment Link

Create payment links on Paytm for Business app & collect payments over chat or email with Payment Links.

Accept Payments with All-In-One QR Code

Get Paytm All-In-One QR Code & start accepting payments for your store. Receive payments from all UPI Apps, Rupay Cards & Paytm Wallet

Print or order a QR code & display it next to the cash counter or a prominent place in the shop to show the code and collect payments.

Track Payments Real-time

Get notified via SMS & push notification every time you receive payments. Check all merchant payments and transactions, initiate refunds, see bank transfers, get useful insights & watch your business grow all within one app!

Instant Bank Settlements

Select the frequency of the settlements or manually settle the amount yourself & get money in your preferred bank account!

Door to Door Shipping: We have tie-ups with major courier partners & assure on-time delivery across the country.

Business Loans
Avail unsecured loans upto Rs 10,00,000 with tenure of 3 to 36 month. Simple and digital loan journey, apply at your convenience without any paperwork. There are no prepayment charges and you can use multiple repayment modes. Loans can be availed by new credit customers at an attractive APR from 15% to 46%. E.g. loan amount of Rs 10,000 @18% rate of interest for 3 months and 2%PF, total interest payable will be Rs 301, and PF of Rs 200 + GST will be applicable.

Our partners are (NBFC):
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- SMFG India Credit Company Limited (Formerly known as Fullerton India Credit Company Limited) - https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
- Piramal Capital and Housing Finance Limited - https://www.piramalfinance.com/about-us/lending-partners
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx

All loans are subject to T&C (sample): Read Here

Personal Loans
Important: Paytm for Business is a facilitator between you and the lending partner.
Get Loan amount starting from 10K to 2.5 lac
Repay loan within 3-60 months
Annual percentage rate (APR) (per annum monthly reducing): 10.5-48%
Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India
Lending partners (NBFC):
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- Hero Fincorp Limited - https://www.herofincorp.com/partners

Example:
Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186

Website - https://business.paytm.com
Updated on
Apr 10, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Financial info, Photos and videos and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
578K reviews
Tasem Kumar Yadav
April 12, 2024
I wanted to stop using my merchant account, but turns out there's no solid way to deactivate it. I have tried calling them endless times, and out of several attempts, one or two times i actually got to have a conversation but of no use. They say it'll be done soon. But it never does. Worst customer service experience.
128 people found this review helpful
Paytm - One97 Communications Ltd.
April 12, 2024
Hey, we’re sorry to know that your experience with us was unpleasant. For better assistance, please reach out to us at https://paytm.me/Kd-zcqm. We will get back to you at the earliest .
Being Human
April 7, 2024
Such a worst, fraud, very disgusting app. To all the merchants, please don't use this app. After registering as a merchant you can't close or quit the registration in future and our number cannot be used for UPI purposes as it is linked with it, any transactions made after the closure of your business, they will charge monthly rental even if your business is closed. And to find a solution for it, they won't provide any options to close our merchant account. So I beg you all, Don't use this app
147 people found this review helpful
Paytm - One97 Communications Ltd.
April 7, 2024
Hey, we’re sorry to know that your experience with us was unpleasant. For better assistance, please reach out to us at https://paytm.me/Kd-zcqm. We will get back to you at the earliest.
Mum Bai
April 5, 2024
Worst platform to use Paytm. The team reached us and told to use Paytm Business. Then they provided a soundbox for which they charged some amount for the device. When we clarified regarding any charges of the soundbox, the Paytm team confirmed for the 1st month there will be a small deduction from the balance and no further charges in future. Been trying since long to reach them for the cancelation of the soundbox, no one has connected. It's been almost a year and deductions happen every month.
252 people found this review helpful
Paytm - One97 Communications Ltd.
April 5, 2024
Hey, we’re sorry to know that your experience with us was unpleasant. For better assistance, please reach out to us at https://paytm.me/Kd-zcqm. We will get back to you at the earliest.