Western Union Netspend Prepaid

4.2
6.22K reviews
1M+
Downloads
Content rating
Everyone
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About this app

*Use of features is subject to card activation and identity verification.

More than moving money.

The Western Union® Netspend® Prepaid Mastercard® mobile app4 helps you take control of your money. With this powerful mobile app, you can load checks (2) using your mobile device and send or receive a WU® money transfer (1) -- all from your prepaid Card Account.

That means it's convenient to do things like:

-Send and receive money using WU® money transfer (1)
-Load checks (2) using mobile image capture
-View your Card Account balance
-Track your spending
-Find the closest reload locations (3)

(1) Fees for money transfers vary and will be calculated at the time of the transfer transaction. Fees, terms and conditions apply, which you must agree to before using the Service. No fee to receive Western Union® money transfers onto your Western Union® Netspend® Prepaid Mastercard®. This optional offer is not a Pathmark® product or service nor does Pathmark endorse this offer.

(2) Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

(3) Fee may be assessed by reload location and may vary from location to location.

(4) No charge for this service, but your wireless carrier may charge for messages or data.
The Western Union® name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

Subject to card activation and ID verification. Terms and costs apply. Card issued by Pathward® Member FDIC.
Updated on
Mar 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
6.05K reviews
Soy Bomb
July 4, 2020
It's good actually, which may come as a suprise to some. I've been using the WU/NS card and companion ap for a couple years now. It complely surpassed any of my expectations. I picked it up as a sort of burner prepaid card that I wouldn't use heavily or have to worry about. The app has a better interface than some other comparable or in some cases, larger financial institutions. So kudos
227 people found this review helpful
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NetSpend
July 6, 2020
Thank you so much for your review! We appreciate you taking the time to leave comments for us.
Fred Salter
April 23, 2022
I've used this card and app for a couple years now and mostly, it's just ok. I live far from a Western Union and this allows me to recieve money without a long trip. Occasionally I have been locked out of my account for reasons ranging from too many transfers (5) in a month to using a VPN. Customer service is useless. They are rude or they just outright hang up on me. Don't use this as your regular card, only as a tool to get fast cash at your convenience and you should be fine.
49 people found this review helpful
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NetSpend
April 26, 2022
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at social@netspend.com. Thank you.
Steven Mcintyre
February 17, 2024
It's an good app the keep track of what you spend and we're ur spending your money. I like the card it works with anything that I have needed to use it for but the only thing and why I only gave it 3 stars is because I don't live that close to a WU so most of the time when I get money sent to me I just have it put onto my card and the major downfall is that u are only able to do that 5 times every month. Idk why only 5 times like come on they should definitely change it to at least 10 times!!!
6 people found this review helpful
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